Enligt EU kommer offentliga medel inte att räcka för att stoppa den globala uppvärmningen och minska klimatförändringarna. För att få till en omställning krävs även privat kapital.
Nya regelverken som styr mot hållbara investeringar
EU
Finansbranschen har pekats ut som viktig aktör för att nå klimatmålen. Flera nya regelverk, som till exempel taxonomi- och disclosureförordningen, är nu på gång för att öka trycket på hållbara investeringar.

Finansbranschen har pekats ut som viktig aktör för att nå klimatmålen. Foto: Adobe Stock Photos
Någonting är fel
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– Därför spelar finansbranschen en central roll. Utlåning, investeringar och försäkringar påverkar vilka verksamheter samt vilka utvecklings- och omställningsprojekt som får tillgång till privat kapital. Finansbranschen har alltså möjligheten att omdirigera och styra kapital till hållbara affärsmodeller och hållbara produkter, säger Sascha Lindeberg, som är ansvarig för hållbarhetsutbildningar på Finanskompetens.
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


